It’s important to understand your credit and how it affects your financial life. During our credit review session, our certified financial counselor will help you:
All consumers are entitled to one FREE credit report annually from each of the national consumer reporting agencies (Experian, TransUnion, and Equifax). You can visit www.AnnualCreditReport.com to review your report immediately or call 1.877.322.8228 to use their automated line and your report(s) will be mailed to you. Credit scores may be added to the free reports for a fee.
Thanks to the generous support of TCCU, OnTrack WNC provides FREE credit reports at the NAACP Empowerment Resource Center in Asheville twice each month (91 Patton Avenue, Asheville). A certified credit counselor will pull one of your credit reports and score for free. View our Education Schedule to see upcoming NAACP Credit Awareness Days.
Stop by our Asheville office and we can pull one or all of your credit reports from the three credit bureaus. (No Appointment Needed)
Call our office at 255-5166 or 1-800-737-5485 to schedule an in-person appointment with one of our certified financial counselors.
"While reviewing my credit with OnTrack WNC, I discovered I had a low credit score and knew I had to take action. Now, I have paid more than half of my total debt and will soon have good credit again."