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Financial Flash Newsletter

December 2014 Edition

OnTrack WNC Restructures to Respond to Needs

In November we announced a strategic restructuring which is designed to position the agency for emerging community needs. We used a strengths-based approach to streamline reporting, make the organization more nimble, and expedite program planning. In her new role as Associate Executive Director, Sarah Brown will lead the counselors, educators, client service representatives, and program coordinators.

Read More Here   

Donate Here!

Tips for Setting Financial Resolutions for the New Year

Many people use the beginning of a new year as a fresh start, especially with money, debt and savings. If you are one of the millions of people whose New Year's Resolutions include finances, read our tips and call us to schedule an appointment or to register for an education class. We're here to help you rewrite your financial story in the year ahead!  

Read More Here 

 

Thanks to OnTrack WNC's Excellent Board Members 

Special Thanks to Board Members finishing their terms of service:
2014 marks the end of the board term for Sheila Meadows of Mission Health, JoAnn Hill of HomeTrust Bank, and Evans Duncan of PNC Bank. We thank them for their exemplary service, and we are a better agency because of how they invested their time and talents in our work!  

Welcome New Board Members: 
In 2015, OnTrack WNC will add two new board members: Vicki Banks, Director of HR & Risk Management, The Biltmore Company; Jill Dotson, Loan Officer, HomeTrust Bank; and Anna Walz, Director of Wellness, Mission Health. We also are proud to announce that in September we welcomed new board member Jennifer Duvall, VP, Sr. Mortgage Loan Originator with Asheville Savings Bank.   

To see a full list of OnTrack WNC 2015 Board Members click here

 

In-The-News

 

December Money Matters - ON-THE-AIR

Our Money Matters radio show features local guest experts with financial tips and insights. Listen to WWNC 570AM on Saturday mornings. Podcasts are available here. 

December 6th: Meta Commerse, Founding Director, Story Medicine Asheville, discusses the importance of our discovering our stories and realizing the impact those stories have on how we engage our lives.

December 13th:
Tabatha Hamlin, State Farm Agent, shares insurance mistakes to avoid and clears up insurance myths.

December 20th: Ed Fidelman, CPA, will explain the wonderful resources available on Ask A CPA Day, Saturday, January 10, 2015. Thanks to local volunteer Certified Public Accountants and the NCACPAs for providing these FREE appointments. Click here for more details.  

December 27nd: Celeste Collins, OnTrack WNC's Executive Directoroffers tips for reaching your financial goals in 2015 by creating meaningful New Year's Resolutions or not! 

 Thanks to generous grant support from State Farm®, Money Matters is broadcast on WWNC 570AM every Saturday morning from 8:30 - 9:00 a.m.

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November 2014 Edition

Women & Money Conference: Since Money Doesn't Grow on Trees...

On Saturday, October 25th, OnTrack WNC's Women's Financial Empowerment Center hosted its third Women & Money Conference at First Baptist Church in Asheville.

The day was packed with informative educational workshops about budgeting, retirement, insurance, credit, and much more. Women learned to plant seeds of financial knowledge, cultivate money skills, weed out habits that threaten their financial futures, and deepen roots of resilience and confidence. Read More Here

Program Spotlight: Reverse Mortgage Counseling Provides Helpful Information to Seniors  

Before a consumer can obtain a reverse mortgage, NC law requires counseling by an approved counselor. OnTrack WNC is proud to have two HUD certified Home Equity Conversion Mortgage (HECM) counselors who provide individual appointments to older adults or caregivers who are interested in learning more about reverse mortgages.

- Suzanne Ellison is a certified Credit, Housing & Reverse Mortgage Counselor who joined our staff in 2010. Suzanne provides counseling in Asheville, Hendersonville, Waynesville and Brevard.
- Todd Duvall joined our team in 2013 to manage our new Franklin branch. Todd is a Certified Credit & Reverse Mortgage Counselor and provides counseling in Franklin, Murphy, Waynesville and Cherokee.

To schedule an appointment, call our office at 828-255-5166 or 1-800-737-5485. To learn more about Reverse Mortgages click here.

Shopping This Holiday Season? Five Tips To Keep in Mind 

The message seems to be "Shop Early, Shop Often!" Black Friday (now Black Thursday). Cyber Monday. Online ads. Mailboxes overflowing with catalogs and sales flyers. Many people feel pressured to spend more money than they can realistically afford on gifts, entertaining, and extravagant decorating only to be haunted in January by money decisions made in the holiday glow. Click here for ideas, encouragement, tips and to learn about Giving Tuesday!

'Tis the Season: OnTrack WNC's Ten Thousand Villages Shopping

This year Ten Thousand Villages is offering us TWO ways for your purchases to benefit OnTrack WNC:

#1: Our Community Shopping Night is set for Thursday, December 4th from 5pm to 8pm. That night, several of our staff and board members will be at the Ten Thousand Villages downtown Asheville store greeting shoppers with cider and cookies. OnTrack WNC gets 15% of all sales!

#2: Plus, NEW this year, Ten Thousand Villages has expanded the Community Shopping Program to include purchases made from December 1 - 12. During those two weeks, mention ONTRACK WNC at the checkout counter and 15% of your purchase will be donated to us.

Ten Thousand Villages provides vital, fair income to craftspeople in developing countries by marketing their handicrafts and telling their stories in North America. The downtown Asheville store is located at 10 College Street across from Pritchard Park and next to the restaurant, Tupelo Honey. Their hours are 10-8 Monday-Saturday, and 10-4 on Sunday.

Join us as we support our global AND local community. Use your purchasing power to change the world through fair trade!

November is Caregiver Month 

Many of us find ourselves in the role of caregiver for parents, children, neighbors, or relatives. Some seasons of caregiving are short; others last for years. AARP reminds us "When taking care of others, it's critical that you not neglect your own mental and physical health." The following resources offer tips to help you cope and care for yourself.


Council on Aging of Buncombe County:
Caring for Aging Parents Education & Support Program

AARP: 10 Ways to Deal With Caregiver Stress 

National Institute on Aging: Tips for Caring for a Person with Alzheimer's  

The American Society of Clinical Oncology: Tips for Caregiving

Greater Good: Is Stress-free Parenting Possible? 

 

November Money Matters - ON-THE-AIR

Our Money Matters radio show features local guest experts with financial tips and insights. Listen to WWNC 570AM on Saturday mornings. Podcasts are available here.

November 1st: Jackie Kiger, Pisgah Legal Services, and John Wingerter, Council on Aging discuss what you need to know NOW about the Affordable Care Act including how to access FREE Healthcare Navigator assistance.

November 8th: Council on Aging of Buncombe County's
 Wendy Marsh, Executive Director, and Donna Case, Resource Coordinator and Family Caregiver Program Manager, share tips and resources for caregivers.

November 15th: Suzanne Ellison, certified Credit, Housing & HECM Counselor with OnTrack WNC offers a helpful overview of Reverse Mortgages; how they work and factors to consider before applying for one. Learn more here
   
November 22nd: Betty Doll, MBA, CLTC, Doll & Associates, reviews long-term care insurance; who needs it, types of coverage, costs, and more.

November 29th: Thomas Witherspoon, who radio host Celeste Collins has named the King of Frugality, joins us on the biggest shopping weekend of the year to share timely tips for planning a festive holiday that doesn't blow your budget!
 
Thanks to generous grant support from State Farm®, Money Matters is broadcast on WWNC 570AM every Saturday morning from 8:30 - 9:00 a.m.   

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October 2014 Edition

Women & Money

We are the Village - 
Saturday, October 18, 2014 from 9:30 AM - 2:00 PM 

Parenting is complicated. We all want to raise happy, healthy, successful children - but how? Whose help do we need? Where do we start? We know it takes a village to raise a child. Thanks to Smart Start and First Baptist Church of Asheville the We Are the Village conference & expo brings community resources together for one day, under one roof. Don't miss this FREE community event for parents, children, extended family and caregivers! Over 30 Fun, informative workshops on everything from building forts to preventing bullying. Free childcare while parents attend workshops and there's even a complimentary lunch!  Visit their website for more information.

Tricks, Treats ... Frauds and Scams?

Have you heard of the Home Depot security breach? The iTunes text scam? How about the Social Media Pastor hoax?  Save the tricks and treats for Halloween and protect yourself and loved ones from the risk of identity theft, scams, and fraud. Visit the NC Department of Justice's webpage that provides alerts to North Carolinians about swindlers' tactics. The site also includes ways to report scams and steps to take if you've been a victim.

October Money Matters - ON-THE-AIR

Our Money Matters radio show features local guest experts with financial tips and insights. Listen to WWNC 570AM on Saturday mornings. Podcasts are available here.

October 4th: Megan Hughes, Ariel Ford, and Caroline Rodier from Smart Start of Buncombe County discuss programs/services of Smart Start, the importance and cost of quality childcare, and "We Are The Village" Saturday October 18th, a FREE community event for parents and families which features informative programs, resources, food and entertainment. Learn more www.wearethevillageavl.org

October 11th:
Dawn Starks, CFP® President of Starks Financial Group, shares insights from her years of experience in financial planning experience. As presenting sponsor of the Women & Money Conference, Dawn also offers great reasons for women to register and attend the event Saturday October 25th!  Learn more here.

October 18th: Harli Palme, CFA, CFP® Michael E. Bruder, CFP®, CTFA of Parsec Financial, tackle the topic of Trusts and Estate planning. Why do you need a will?  What are advanced directives and why are they important (health care powers of attorney, durable powers of attorney)? Why might a person want a trust? Understanding IRA beneficiaries, and more!  
   
October 25th: John Wingerter, Director of Health Insurance Information Services at the Council on Aging of Buncombe County provides helpful tips and information for seniors trying to navigate the Medicare Open Enrollment period October 15 - December 7, 2014 and assistance available through the Council on Aging.

 Thanks to generous grant support from State Farm®, Money Matters is broadcast  on WWNC 570AM every Saturday morning from 8:30 - 9:00 a.m.

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September 2014 Edition

Better Business Bureau (BBB) Shred Day -
Saturday, October 11, 2014 from 9:00 AM - 1:00 PM 

With all the media attention on identity theft, we want to help you take steps now to dispose of your confidential documents safely!  The Better Business Bureau (BBB), OnTrack WNC and American Security Shredding have teamed up once again for the BBB "Shred Day/Secure Your ID" day!  Bring up to 50 pounds of confidential information to the BBB's office at Executive Park - College Street parking lot in Asheville and take an important step to protect your identity.

Learn more

Study Shows Housing Counseling Improves Outcomes for People Facing Foreclosure

This month, the Urban Institute released national research showing homeowners who work with National Foreclosure Mitigation Counseling (NFMC) housing counselors are, on average:

- almost three times more likely to obtain a money-saving mortgage modification,
- nearly twice as likely to get caught up on missed mortgage payments, and
- about 60 percent less likely to fall behind again.

Find out more

We Love Sponsorships and Contributions!

Energy Efficiency

Thanks to The Biltmore Company for the annual sponsorship of our Energy Efficiency Class! Participants in the September class celebrated great ideas that they gained from the workshop.  

(Pictured at left holding compact fluorescent light bulbs over their heads)

Reggie Gaither, Meritor

Reggie Gaither, Regional Human Resources Manager with Meritor, delivered a corporate contribution to support our programs and services. Thank you, Meritor!

(Pictured at 2nd from left with OnTrack WNC staff members Victor Moore, Celeste Collins and Wade Rogers)

OnTrack WNC Welcomes New Staff Members

We'd like to introduce you to our new team members who are ready and willing to help you with quality counseling, education and client support.

- Rachel Tanksley and Kathryn Beach have joined our counseling team to provide action-based individual counseling sessions for people interested in managing their money and credit better.
- Anthonly Jimenez is a dynamic educator who also supports our matched-savings for homeownership programs.
- Susan Horton is a helpful and friendly "director of first impressions" in her role assisting callers with scheduling appointments and registering for classes.

Click here to learn more

September Money Matters - ON-THE-AIR

Our Money Matters radio show features local guest experts with financial tips and insights. Listen to WWNC 570AM on Saturday mornings. Podcasts are available here.

Sept 6th: Kevin Montgomery and Elisabeth Bocklet from the United Way of Asheville & Buncombe County highlight the 2014 campaign kickoff along with opportunities for supporting United Way's focus areas of Education, Income and Health. They also share specific examples of how United Way makes a positive difference in our community. Learn more www.unitedwayabc.org  

Sept 13th: Bill Russell, State Farm Agent, offers insights and information for business owners to help ensure their businesses have adequate and appropriate insurance coverage.

Sept 20th: Women & Money Conference keynote speaker Desiree Adaway, a professional coach, speaker and a Principal of The Adaway Group, discusses her work empowering women for success in life and careers.

Sept 27th: Norma Messer, Executive Director of the Asheville Area Better Business Bureau provides helpful tips and warnings to avoid the latest frauds, scams and identity theft tactics. 

Thanks to generous grant support from State Farm®, Money Matters is broadcast  on WWNC 570AM every Saturday morning from 8:30 - 9:00 a.m.

Women & Money

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August 2014 Edition

Time for School Already!  

When August rolls around, families with children are faced with shopping for the new school year. If you are looking for ways to make the most of the money you spend, click here for Back-to-School Shopping Tips for 2014. 

Program Spotlight: Molly Coffey, Youth Financial Literacy Educator & Volunteer Coordinator 

In October 2013 Molly Coffey moved from our Counseling Department to become our first Youth Financial Literacy Educator & Volunteer Coordinator. Molly is responsible for development and implementation of comprehensive youth financial literacy programs for grades K-12 based on the NC Dept. of Education Core Curriculum. Under Molly's leadership our youth programs have grown to provide a variety of learning simulations, multi-part series and single-session classes on topics such as budgeting, saving and smart spending, money goal planning, and credit. Also, Molly has expanded our network of partner organizations including three WNC school systems and other youth groups (such as literacy programs, church groups, and service clubs).
Learn more about our Youth Financial Literacy programs.

College Foundation of NC: helping you plan, pay and apply to college

College Foundation of North Carolina (CFNC) is a FREE service of the State of North Carolina that provides resources and support to help students and their families plan, apply, and pay for college. Free resources include planning timelines/checklists, ACT/SAT/GRE practice tests, student profile activity logs, career assessments, financial literacy tools, the college 'common application,' virtual college tours, and information on NC's 529 savings plan, scholarships, grants, loans... and more! Click here to learn more about the College Foundation of NC or tune-in to the Money Matters podcast (details below).

Mark Your Calendars! 

2014 Women & Money Conference
Saturday October 25th 

9:00 a.m. - 3:30 p.m.
First Baptist Church of Asheville 
5 Oak St., Asheville, NC 28806 
More information to come!

Money Matters: ON-THE-AIR 

Here is the August program lineup for our Money Matters radio show which features local guest experts with financial tips and insights. Listen to WWNC 570AM on Saturday mornings.
Podcasts are available here.

  
August 2nd: Celeste Collins, Show Host and OnTrack WNC Executive Director, shares 19 Tips for making your back-to-school shopping organized, frugal and efficient.

August 9th: Laura Misner, Regional Representative with College Foundation of NC, describes the free resources available through www.cfnc.org to help parents and students plan, apply and pay for college.

August 16th: Molly Coffey, Youth Financial Literacy & Volunteer Coordinator, discusses OnTrack WNC's programs for children from kindergarten through high school/college. Tune in to learn more about the dynamic programs and volunteer opportunities.

August 23rd: Sharon Oxendine, Executive Director of the NEW Women's Business Center; tune-in to hear more about this new community resource for loans and training for small business owners.

August 30th: Joe Farris, Licensed Inspector/Contractor with Farris Home Inspections, shares information and insights for homebuyers and homeowners on the topic Home Inspections - What you don't know about your house CAN hurt you!
 
Thanks to generous grant support from State Farm®, Money Matters is broadcast  on WWNC 570AM every Saturday morning from 8:30 - 9:00 a.m.   

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July 2014 Edition

Make Financial Freedom Your Reality!  

In this month when we celebrate the United State's declaration of independence, why not declare your own personal financial independence? Getting started is as simple as scheduling a FREE appointment at OnTrack WNC! Our certified, professional financial/housing counselors can help YOU develop a spending plan, review your credit report, avoid foreclosure, become debt-free, learn how to buy your first home, evaluate your student loan debt and MORE

Don't wait any longer to begin your FINANCIAL FREEDOM journey!

Call us 828.255.5166 or 1.800.737.5485.

Is Your Debt Keeping You from Financial Freedom?  

People may mistakenly think they are responsibly managing debt by making the minimum payments due on time every month. They don't bother to calculate how long it will take them to become debt free, or how much they will have paid in interest.

For a reality check consider this example: With a $10,000 credit card debt at 18 percent interest, even if you never add any purchases or fees to the account, and you make a monthly on-time payment of two percent of the balance, it will take 48 years to become debt free, with total payments of $36,825, and $26,825 of that is interest!

Create a Plan for Getting Out of Debt 

DEBT: "Don't be afraid to look it in the eye." Victor Moore, Director of Counseling

Victor Moore joined the agency in 1998 and has been Director of Counseling since 2010. Prior to joining the agency, he spent 10 years in the consumer finance industry. As he saw people draining their home equity to consolidate unsecured debt or earning a good income but using high cost consumer finance loans, he realized the need for people to understand the consequences of their financial choices. His passion for helping people learn to manage their money and credit is apparent in his work with clients and his counseling team.

To people who are feeling overwhelmed by debt, Victor says,"Add up the debt you have. Break it up into categories: credit cards, student loans, car loans, mortgage... Don't be afraid to look it in the eye. Then, come up with a plan."

Learn more about developing a plan and OnTrack WNC's Debt Management Plan.

Money Matters: ON-THE-AIR 

In July our Money Matters radio show features experts with tips and insights to help you on the journey toward Financial Freedom. Listen to WWNC 570AM on Saturday mornings. Podcasts are available here.  

July 5th: Victor Moore, OnTrack WNC Director of Counseling gives a helpful overview of our counseling services and explains how the Debt Management Plan can be an effective tool for becoming debt-free.

July 12th: Christina Carter-Daugherty, OnTrack WNC Financial/Credit Counselor, describes three programs/services: counseling to develop a budget, the Sharpen Your Financial Focus online assessment tool www.mymoneycheckup.com and credit report review.  
  
July 19th: Leonard Poe, Attorney at Law with The Blue Ridge Bankruptcy Clinic discusses debt and financial topics that have legal ramifications, including your rights and responsibilities, what creditors can and cannot do in debt collection, divorce and credit, and the pros/cons of bankruptcy.

July 26th: Women's Financial Empowerment Center (WFEC) Coordinator, Tamara Lee, and WFEC Counselor/Educator, Hillary Holmes describe the unique, women-centered services which help clients move toward financial freedom!
 
Thanks to generous grant support from State Farm®, Money Matters is broadcast on WWNC 570AM every Saturday morning from 8:30 - 9:00 a.m.   

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June 2014 Edition

Is Homeownership in Your Future? 

For most people their home is their biggest purchase and, over time, can be a way to build wealth as your home value increases and you pay down your mortgage. The process of buying a home is complex and can be intimidating, especially for first-time home buyers. For an overview and great tips, check out OnTrack WNC's Steps in the Home Buying Process. [Click here for more]

OnTrack WNC's Homebuyer Education Expands to Hendersonville

In partnership with The Housing Assistance Corporation, in July we're offering our Homebuyer Education Series in Hendersonville. We are excited about building this program going forward and - most importantly - offering valuable homebuyer education to Henderson County residents. The four-part series will be held on Thursdays, July 10, 17, 24 & 31 from 6:00 - 9:00 pm.  Don't miss this great opportunity to gain knowledge and resources for realizing the dream of homeownership. Pre-registration is required by calling 828-255-5166.  $35 participant fee must be paid in advance. [See Class Flyer] 

Program Spotlight: Matched Savings for Homeownership

In 2006, OnTrack WNC's Homebuyer Education Program launched our specific focus on helping people build assets through homeownership. Since then our homeownership programs have grown to include vibrant matched savings programs with three employer-assisted housing programs: Mission Health, the Biltmore Company, the YWCA and our community-wide program called HomeRun. "We are proud of the growth and success of our Matched Savings Programs and hope to partner with businesses and organizations to expand the number of programs available in Western North Carolina," says Celeste Collins, OnTrack WNC Executive Director. Learn more here. 

Client Feature: Julian and Barbara Vaughan
Homeowners thanks to Biltmore®Passport to Property

In September 2012, after 41 years of marriage, Julian and Barbara Vaughan bought their first home! At the time Julian had been an employee at Biltmore for eleven years, full-time since 2005. He and Barbara had shopped for houses before but said they just didn't know what they were doing or even where to start to look for the information. When Passport to Property (BPP) began, they signed up right away. In less than a year after enrolling in BPP, they closed on their first home!

With gratitude, Julian said "The Biltmore Passport to Property Program education and the match money made it possible for me to purchase a home." Barbara added, "We felt like we went through the home buying process with OnTrack WNC holding one hand and Biltmore holding the other."

Learn more about the Vaughans' experience and how they're doing now.

Homeownership Programs Team

Jonathan Stansell, Homeownership Programs Manager, oversees the programs which support prospective homebuyers. Jonathan says "I work with an amazing team to provide quality homebuyer education so clients can navigate the complicated process of homeownership. I see myself as an ally to people who are figuring out how to live out their values, people who are doing the work to live the lives they want to live."

Regi Blackburn, Volunteer, gives his time, energy and enthusiasm to helping with the administrative side of our homeownership programs. When asked why he invests his volunteer time at OnTrack WNC, Regi says, "Many things stand out for me when I think about the OnTrack [WNC] family. However, the way that folks at OnTrack [WNC] treat their clients has always impressed me -- always with kindness and respect." 

Learn more about Jonathan and Regi here. 

Money Matters - ON-THE-AIR 

In June our Money Matters radio show features Homeownership Topics. Listen to WWNC 570AM on Saturday mornings. Podcasts are available here.  

June 7th: Thomas Witherspoon, the King of Frugality, gives a helpful overview and tips for navigating the home buying process.

June 14th: Randall Barnett, Buyers' Agent Realtor, shares tips for sellers and buyers when working with real estate professionals.

June 21st: Mortgage Loan Experts Jennifer Duvall, VP, Asheville Savings Bank, and Christine Dozier, VP, HomeTrust Bank, explain the process of shopping for the right home loan and factors lenders consider in qualifying borrowers for mortgages.

June 28th: Tabatha Hamlin, State Farm Agent, explains home insurance and shares tips for choosing the right insurance at an affordable price.

Thanks to generous grant support from State Farm®, Money Matters is broadcast  on WWNC 570AM every Saturday morning from 8:30 - 9:00 a.m.  

Special thanks to our 2014 Homebuyer Education Sponsors!

Mosaic Realty Asheville Savings Bank Hometrust Bank MBA logo Randall Barnett and The Buyer's Agent

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May 2014 Edition

Women's Financial Empowerment Center Receives
Two-Year Grant at the Power of the Purse®!  

Power of the Purse 2014

  (Photo Courtesy of Michael Oppenheim Photography)

The Women for Women giving circle held its 10th Annual Power of the Purse® on May 20th with featured speakers Senator Olympia Snowe and former Clinton press secretary Dee Dee Myers.  The program included the 2014 announcement of $210,000 in grants to nonprofits addressing economic security for women and girls in Western North Carolina. Great news: OnTrack WNC received a $75,000 two-year grant for our Women's Financial Empowerment Center, allowing us to continue programs for women and, additionally, to expand and provide youth financial literacy to girls!  For more on the 2014 Power of the Purse and to see other grant recipients click here. Want to learn more? Tune in to Money Matters from 8:30 - 9:00 a.m. on Saturday May 31st on WWNC 570AM when our guests will be Jennie Eblen and Carrie Keller members of the Women for Women giving circle.

We are grateful for this recent award and also the generous grants from the Sisters of Mercy Foundation of North Carolina and State Farm®which will ensure a strong future for the Women's Financial Empowerment Center!  Find out more about the Women's Financial Empowerment Center. 

Another Great Year for Free Tax Prep Program...

When April 15th rolled around we celebrated another successful year of our Free Tax Preparation Program with 765 tax returns completed for total federal and state refunds of $1,168,060. Since our service is free, our low-income tax clients save an estimated $153,000 in filing fees. This important work would not be possible without the dedication, time, and energy of our fabulous VOLUNTEER tax preparers and the sponsorships and grant support! Find out more here

2013 Annual Report ~ Celebrating 40 Years!  

You might have received our 2013 Annual Report in the mail. If not you won't want to miss the exciting information and illustration of our agency's 40-year journey serving Western North Carolina. Since it's our "annual report" you'll find information about our performance in 2013, as well as financial highlights from fiscal year 2013. Also, with the celebration of our 40th anniversary, you'll also find impressive statistics that span multiple years and illustrate the broad-reaching impact of our work helping people move from financial crisis to self-sufficiency and asset building. See our annual report here.

Like Us on Facebook! Follow Us on Twitter!

We've made it really easy for you to help us expand our social network connections. Take a minute and click on the icons below. OnTrack WNC staff member, Tamara Lee, is now our Communications Manager and will be posting and tweeting helpful updates, tips and news that you can share and retweet!

Like us on Facebook  Follow us on Twitter 

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April 2014 Edition

April is National Financial Literacy Month...  

to highlight the importance of financial literacy education. Over two-fifths of U.S. adults would give themselves a grade C, D or F on their knowledge of personal finance, according to a recent National Foundation for Credit Counseling (NFCC) survey. What are other trends? Click here to find out. If you are trying to ward off personal financial crisis or just looking for more information, OnTrack WNC is here to help. Check out our programs and services at www.ontrackwnc.org or call today to schedule an individual appointment or register for a class at 828-255-5166 ext.3.

Promoting Financial Literacy at Asheville High School - You Can Help! 

Mad City Money is back this month at Asheville High School and volunteer opportunities are still available for the following dates: Wednesday, April 23rd and Wednesday, April 30th from 9:30 am - 12:00 pm. No special experience is required, just a willingness to work with teenagers! Sign up by Friday, April 11th. [Click here for more]

Better Business Bureau (BBB) Shred Day - Saturday, April 26, 2014 from 9:00 AM - 1:00 PM 

Want to dispose of your confidential documents safely?  The Better Business Bureau (BBB), OnTrack WNC and American Security Shredding have the answer for you: the BBB "Shred Day/Secure Your ID" Day!  Bring up to 50 pounds of confidential information to the BBB's office at Executive Park - College Street parking lot in Asheville and take an important step to protect your identity. [Click here for more]

Successful Event: "Moving Forward On Your Own Workshop" 

OnTrack WNC's Women's Financial Empowerment Center presented two opportunities for our community to benefit from the wisdom and insights of Dr. Kathleen Rehl, a renowned speaker, coach and author. [Click here for more]

OnTrack WNC's Mortgage Payment Program Expands Local Information Workshops 

Good news for people in Henderson, Madison, Yancey and Macon Counties; we now have local information sessions to help people determine if they are eligible for mortgage payment assistance from the NC Foreclosure Prevention Loan Program. [Click here for more] 

Save The Date

For a list of this year's award winners or to buy tickets to the 2014 Financial Literacy Luncheon click here. You won't want to miss this year's event: morning economic seminar, awards, inspiration and a special performance by Slam Asheville Youth Brave New Voices Poets! Be sure to make your reservations by Thursday, May 1st.

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January 2014 Edition

Make a New Money Start in 2014 with an OnTrack WNC Class!

  • Dealing With Debt: Wednesday, February 5 from 12:00-1:00 p.m.
  • Transform Your Financial Wellbeing by Energizing Your Physical Wellbeing: Presented by Jacqui Friedrich CFP®, Altavista Wealth Management - Wednesday, February 12 from 5:30-7:00 p.m.
  • Planning for your Financial Future: Presented by Harli Palme CFA, CFP®, Partner at Parsec Financial - Tuesday, February 18 from 5:30-7:00 p.m. Thursday, February 20 from 12:00-1:00 p.m.

Classes above are offered by the Women's Financial Empowerment Center.  All classes are listed herePre-registration required.  Call today at 255-5166.  (Read more about class content.)

Energy Efficiency Class - Tuesday, February 6 from 5:30 to 7:30 p.m.

Learn about affordable, simple energy upgrades that will save you money. Receive helpful energy savings tools to implement in your home right away.

Workshop Features National Expert on Widow's Financial Matters

Kathleen Rehl, PhD, CFP®, a leading authority on the subject of widows and financial planning, will be the featured speaker at a morning workshop and luncheon in Asheville on Friday, February 21, 2014. 

Ask a CPA Day Was a Great Success!   

Thanks to the Western NC Chapter of the NC Association of CPAs for a successful "Ask A CPA Day", which helped 60 people with free CPA advice, guidance, and expertise.  Special thanks to Ed Fidelman, CPA and project organizer.

View the WLOS story by clicking the first article on this page.

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2013 Financial Flash E-Newsletter Archives

2012 Financial Flash E-Newsletter Archives

2011 Financial Flash E-Newsletter Archives

2010 Financial Flash E-Newsletter Archives

2009 Financial Flash E-Newsletter Archives

United Way NFCC Council on Accreditation