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Financial Flash Newsletter

February & March 2017 Edition

Tax Tips and Tax Assistance

Pete and Tax SupervisorsIt's February so you should have all the documents you need to file your taxes. Click here for Top Ten Tax-Time Tips straight from the IRS.

The OnTrack WNC Volunteer Income Tax Assistance site kicked off free tax services with a team of 16 dedicated, kind, professional, IRS-trained volunteers led by Pete Wrublewski, OnTrack WNC's Tax Project Coordinator (pictured here with volunteers Katherine Early and Cathy Brown). Since 2007 our VITA site has helped more than 6,000 taxpayers complete and file taxes to receive nearly $8 million in refunds and credits.

Our tax site would not be possible without the amazing our sponsors Dixon Hughes Goodman, LLP and NC Association of CPAs, plus grant support from The City of Asheville Strategic Partnership Fund, and the United Way of Asheville and Buncombe County. Thank you!

Love and Money: Intentional Conversations

Heart MoneyIt's true 'opposites attract' and most people have a different approach to money management than their spouse or partner. No matter the differences or challenges, the best approach is communication.

Interested in avoiding the relationship land mines and speaking your financial truth? Here are TEN TIPS for managing those hard but important money conversations!

Save The Date! 2017 Financial Literacy Luncheon
Friday, May 19th ~ Crest Center & Pavilion

Financial Literacy Luncheon 2016At this special annual event we will recognize individuals, businesses, organizations, and community partners who have worked to promote financial literacy in Western NC.

A highlight will be the celebration of our Clients of the Year who have worked to achieve their money and housing goals. Mark the date on your calendar and watch your mailbox in April for our invitation.

Money Matters - ON-THE-AIR 

Money Matters radio show features local guest experts with financial tips and insights. Listen to WWNC 570AM on Saturday mornings from 8:30 to 9:00 am. Podcasts are available here. 

State Farm logo 

Thanks to generous grant support from State Farm®, Money Matters is broadcast  on WWNC 570AM every Saturday morning from 8:30 - 9:00 a.m.   

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Special Edition: Tax Refund Save To Win Winners! 

We are excited to announce the Grand Prize Winners of the 2016 Tax Refund Save To Win program which is designed to encourage our tax clients to deposit all or part of their tax refund into a savings accounts AND maintain the balance for at least six months.  Fifty-six (56) tax clients participated and saved a total of $38,821.69! Half of the participants made additional deposits to their savings - which averaged $550.57 -- beyond their initial tax refund deposit. By adding to their savings and/or participating in OnTrack WNC education and counseling, participants earned additional prize drawing entries and improved their financial skills.    

Kelvin Anderson: Grand Prize $500 Winner

Pictured above: Grand Prize Winner, Kelvin Anderson; Executive Director Celeste Collins, and Emily Matthews, Tax Save To Win Coordinator

Kelvin works for Asheville Transit and lives in Asheville Housing Authority's Garden Apartments. His Family Self-Sufficiency advisor recommended he come to OnTrack WNC. Kelvin said the Tax Program has helped him recognize assets in the community, like OnTrack WNC and Self-Help Credit Union.

When he found out he won, he could hardly believe it. "For some people $500 is like nothing, but for me it's a LOT! I plan to help out my church, keep the rest in savings and keep adding to it."

Nancy Walton: $250 Prize Winner


 

Pictured above: Nancy Walton and OnTrack WNC's Educator & Counselor, Anna Smith.

This prize could not have come at a better time for Nancy who is enrolled in an accounting class at AB Tech this semester.

Nancy said, "I've been figuring out over the last couple of weeks how to pay for the books for this coming term at ABTech. I start school this January after 20 years. I have been very surprised as to how expensive textbooks are. This money is a blessing that allows me to cover some of this cost without using any more of my savings at the moment. Thank you so much!"

 

Sue Fruchey: $250 Prize Winner

Pictured above: Celeste Collins, Sue Fruchey and OnTrack WNC Counselor, Kathryn Beach.

Sue works for the US Forest Service and since 2015 has participated in a wide range of OnTrack WNC's education and counseling services.

What did Sue learn from Tax Save To Win? She said, "I became more intentional about saving and there's a reward in not only knowing that money is there, but feeling good about myself for making the additional deposits happen."

Sue plans to keep her savings account in place and add to it, because, as she says "It has become my 'emergency' fund."

Great News for 2017:
OnTrack WNC's Free Tax Preparation and
The Tax Refund Save To Win Program
will continue, thanks to sponsorship support from
Dixon Hughes Goodman, LLC and the NC Association of CPAs
and grant support from
the City of Asheville's Strategic Partnership Grant,
United Way of Asheville/Buncombe County and Action Pathways
and program partnership from Self Help Credit Union.

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January 2017 Edition

Annual Giving 2016 Total

Let Us Help YOU Take Action in 2017!

Get 2017 off to the right start by deciding what are of your finances you'd like to improve, then sign up for one of OnTrack WNC's targeted programs that combine education classes (to gain knowledge) with individual counseling (to build skills and create action steps):


Credit CardPay Down Debt ~ Begin with our FREE Budget & Debt class followed by a confidential, individualized appointment with a financial counselor. Together you'll create a plan to pay down your debt.

Credit ModelImprove Credit ~ Attend our FREE Credit Class, get your credit report/score at OnTrack WNC's monthly Credit Awareness Day, and schedule a Credit Builder counseling session to create an action plan for credit improvement.

Stick houseBuy a Home ~ Start the journey toward Homeownership with OnTrack WNC's Homebuyer Program. This comprehensive program includes Homebuyer Education to gain knowledge about the process, and individual counseling to create a personal Homebuying Action Plan.

 

Click here for our Education Schedule.

Want to Know More About Identity Theft?

Identity TheftAttendees who pre-register are entered into a drawing to win one of three $25 cash prizes!
FREE Financial Education Class - Identity theft happens when someone steals your personal information and uses it without your permission. In this class, we'll discuss how it happens, identify popular fraud and scam techniques, learn how to prevent identity theft, and explain what to do if you're a victim of identity theft.

These classes are offered in partnership with the Buncombe County Library system and will be delivered at the following branches:
 
Thursday, January 26, 2017 from 6:00 - 7:30 pm - Pack Memorial Library
Tuesday, February 7, 2017 from 5:30 - 7:00 pm - South Buncombe Library
Wednesday, March 8, 2017 from 2:00 - 3:30 pm - North Asheville Library

Buncombe County
Call 828.255.5166 to register today!

In-The-News

How to recover from holiday debt- Asheville Citizen-Times, January 1, 2017
How to cash in on tax benefits before the end of the year
- WLOS, December 29, 2016
Starting and keeping your financial resolutions in the New Year
- WLOS, December 29, 2016

Money Matters - ON-THE-AIR

Here is the January program lineup for our Money Matters radio show which features local guest experts with financial tips and insights. Listen to WWNC 570AM on Saturday mornings from 8:30 to 9:00 am. Podcasts are available here. 

January 7th: OnTrack WNC Certified Counselor & Education, Anthony Jimenez, announces the 2017 partnership with the Buncombe County Library system  and highlights education and counseling programs designed to help you reach your financial goals.

January 14th: Rachel Tanksley, AAMS®, Associate Financial Planner, previews Starks Financial Group's 2017 Savvy Women education seminars, the special prize drawing available to attendees and shares tips for attaining goals in 2017.

January 21st: It's time to think about how to Plan, Apply, and Pay for college with the help of Laura Misner, College Foundation of NC. Learn about this wonderful FREE resource available to all North Carolinians.

January 28th: State Farm Agent, Bill Russell, gives us Top Ten lists he sees with people's insurance, things we miss and Top Ten areas to cover in your annual insurance review.

Thanks to generous grant support from State Farm®, Money Matters is broadcast  on WWNC 570AM every Saturday morning from 8:30 - 9:00 a.m.   

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2016 Financial Flash E-Newsletter Archives

2015 Financial Flash E-Newsletter Archives

2014 Financial Flash E-Newsletter Archives

 

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