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Services for Seniors

Silver Dollars: Financial Education & Counseling for Older Adults

OnTrack WNC has programs that help with financial issues, no matter what your age and stage of life!

Planning for Retirement: Have you been thinking about re-evaluating your budget to prepare for a change in your income when you retire?   Our FREE One-on-One Budget Counseling can help provide insight into your new budget.

Reverse Mortgages: If you’ve got questions or want to understand more, our certified Reverse Mortgage Counselors can provide a thorough overview and discussion of your option. Set-up an appointment to determine if a reverse mortgage is the right fit for your financial future. $135 due at time of appointment unless the client earns below 200% of poverty and it will be paid at closing. Call us at 255-5166 to book one of these counseling appointments. If you prefer to do your screening online instead of calling us, fill out our Intake Form to take the first step in our online intake process. All counseling is now done on Zoom (or phone if you don’t have computer, smart phone, or internet access).

Tax Preparation: If you’re tired of paying someone else to prepare your taxes and you earn less than $50,000 annually, then you may be eligible for our FREE Tax Prep Service.

Education Classes: It’s never too late to learn more about managing money and credit. Our wide range of monthly education classes might be just what you’re looking for. Topics include: understanding credit, saving money on food, planning and tracking a budget, buying a home, and more. Our financial education classes can help. Click here to learn more.

Call 828-255-5166 to get started.

National Do Not Call Registry: Tired of solicitors calling you? Call the 1-888-382-1222 from the phone number you want to register or go to

To learn more about putting telephone scams on hold, download the Federal Trade Commission's informative brochure below.

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