Skip to main content

Get Your 3 FICO Scores & Reports

We can provide a single credit report and FICO score for $15 or all three for only $35!

OnTrack WNC can pull your Credit Reports & FICO Scores - Whether you are buying a home, renting an apartment, or applying for a loan, credit matters. We offer all three credit reports and FICO scores for prices that are hard to beat.

Why does FICO matter? 90% of lenders use FICO scores to determine your credit worthiness and loan interest rate.

  • Three reports and three FICO scores: $35.00
  • One report and FICO score: $15.00

Credit Reports and Scores can be pulled any time 1) at our office, Monday - Friday from 9:00 am - 4:30 pm. Bring a photo ID. Or 2) by calling us.

If it’s not convenient to stop by our Asheville office or if you would like to review your credit report with a certified financial counselor, call 255-5166 or 1-800-737-5485 to schedule an in-person appointment in Asheville or at one of our satellite locations.

How to Pull a Free Credit Report

Credit Awareness Day – Exclusive Sponsor: First Bank

OnTrack WNC provides free credit reports at our Asheville office once a month. A certified credit counselor will pull one of your credit reports and score for free.

  • Friday, April 3 from 11:00 am to 1:00 pm - As of 3/18/20, this event is cancelled until further notice.
  • Friday, May 8 from 11:00 am to 1:00 pm
  • Friday, June 12 from 11:00 am to 1:00 pm - All consumers are entitled to one FREE credit report annually from each of the national consumer reporting agencies. You can visit to print your reports or call 1.877.322.8228 and your report(s) will be mailed to you. Credit scores may be added to the free reports for a fee though these may not be FICO scores.

Call 255-5166 to get started!

  • Anna Booraem
    Anna Booraem
  • Shanae Johnson
    Shanae Johnson
  • Wayne & Jodi Mott
    Wayne & Jodi Mott
  • William Raynor
    William Raynor
  • Lucia Daugherty
    Lucia Daugherty
  • Julie Perley
    Julie Perley
  • Bailey Gartman
    Bailey Gartman
  • Diana Honeycut
    Diana Honeycut
  • Lisa Gaskin
    Lisa Gaskin
  • Carmen Govea
    Carmen Govea
  • Kelly Jackson
    Kelly Jackson
  • Jordan Barlow
    Jordan Barlow
  • Susan Mosley
    Susan Mosley
  • Jessica Turner and Robert Forbes
    Jessica Turner and Robert Forbes
  • Amber Williams
    Amber Williams
  • Emily and Jordan Stanley
    Emily and Jordan Stanley
  • Marie Collins
    Marie Collins
  • Brittany Ferguson
    Brittany Ferguson
  • Latoya Gardner
    Latoya Gardner