What We Do

Learn about OnTrack WNC’s Programs:

  • Build Your Credit. In our Credit Builder program, access your credit reports, attend our credit class and speak to a counselor so you can get your credit score where you need it to be.
  • Buy a Home. Learn what you can afford, how to qualify for a mortgage and how to navigate the homebuying process from beginning to end. Our Homebuyer Program includes a Homebuyer class, discounted access to your credit reports, and Homebuyer counseling. We’ll address credit and debt along the way.
  • Get a Spending Plan. Attend financial education and counseling so you can take control of your spending and have money set aside for when you need it.
  • Pay Down Debt. Whether you want to do it yourself or take advantage of our Debt Management Plan, we can help you tackle your debt.
  • Manage Student Loan Debt. Use our DIY Guide or meet with a specialist for Student Loan Debt Counseling to find out what your options are.
  • Avoid Foreclosure. Meet with a foreclose prevention specialist to find out your options for keeping your home.
  • Anna Booraem
    Anna Booraem
  • Shanae Johnson
    Shanae Johnson
  • Wayne & Jodi Mott
    Wayne & Jodi Mott
  • William Raynor
    William Raynor
  • Lucia Daugherty
    Lucia Daugherty
  • Julie Perley
    Julie Perley
  • Bailey Gartman
    Bailey Gartman
  • Diana Honeycut
    Diana Honeycut
  • Carmen Govea
    Carmen Govea
  • Kelly Jackson
    Kelly Jackson