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Build Your Credit

Amber says her financial life has changed dramatically thanks to classes and counseling sessions: “I have money in savings; I no longer live paycheck to paycheck; I have paid off my credit cards and high interest loans, and I feel like a confident, responsible adult who can meet my goals thanks to OnTrack WNC!” Watch her video above to learn more about her journey towards better credit! - Amber Williams, OnTrack WNC Client of the Year 2018

Ready to Improve Your Credit Score?

Our Credit Builder Program can help. Credit can be complex, confusing, intimidating and many people just don’t understand it; yet it has a tremendous impact in our lives. Our program can help you finally understand the mysteries behind credit reporting and scores and together we will create a plan to start building credit to meet your goals. 

Attend our Credit Class: How to Build and Repair Your Credit Score

Find out what credit is and why it’s important, gain understanding about what affects your credit score, and learn methods to build and repair your credit score. We'll also leave plenty of time for questions. Plan to take notes because there will be plenty of good nuggets to take away! Sign up for this Live, Interactive Online class now.

  • Monday, February 26 from 12:00 pm to 1:30 pm
Credit Counseling

If you need help building, improving, or repairing your credit, we are the credit experts to help! In a credit counseling session, our certified credit counselor will review your personal credit report, explain how different items in your credit history are hurting or helping you, and give specific recommendations for actions to take to meet your goals including how to dispute items or accessing low-cost credit building products.

To get started with Credit Counseling, fill out our Intake Form or call us at 828-255-5166 option 3.

Got questions? Click here.

  • Anna Booraem
    Anna Booraem
  • Shanae Johnson
    Shanae Johnson
  • Wayne & Jodi Mott
    Wayne & Jodi Mott
  • William Raynor
    William Raynor
  • Lucia Daugherty
    Lucia Daugherty
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    Julie Perley
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    Bailey Gartman
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    Jessica Turner and Robert Forbes
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    Amber Williams
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    Emily and Jordan Stanley
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