
Everyone's financial journey is unique.
OnTrack WNC is a local non-profit agency serving Western North Carolina for over 50 years. Each year we help thousands of local households pursue financial stability. Our workshops are a perfect entry point for learning about credit, debt, homeownership, and money basics, while our counselors can help you craft an individualized budget and action plan to achieve your goals.
Whether you want to make a plan to pay off debt, build your credit, or are ready to buy a home, our counselors and educators are here to help. Our services are available in person or online and offered in English as well as Spanish, with additional translation services available on request. All of our services are free with the exception of our full-day First Time Homebuyer Workshop.