We can provide a single credit report and FICO score for $15 or all three for only $35!
OnTrack WNC can pull your Credit Reports & FICO Scores - Whether you are buying a home, renting an apartment, or applying for a loan, credit matters. We offer all three credit reports and FICO scores for prices that are hard to beat.
Why does FICO matter? 90% of lenders use FICO scores to determine your credit worthiness and loan interest rate.
- Three reports and three FICO scores: $35.00
- One report and FICO score: $15.00
Credit Reports and Scores can be pulled any time 1) at our office, Monday - Friday from 9:00 am - 4:30 pm. Bring a photo ID. Or 2) by calling us.
If it’s not convenient to stop by our Asheville office or if you would like to review your credit report with a certified financial counselor, call 255-5166 or 1-800-737-5485 to schedule an in-person appointment in Asheville or at one of our satellite locations.
How to Pull a Free Credit Report
Credit Awareness Day – Exclusive Sponsor: First Bank

OnTrack WNC provides free credit reports at our Asheville office once a month. A certified credit counselor will pull one of your credit reports and score for free.
- Friday, April 3 from 11:00 am to 1:00 pm - As of 3/18/20, this event is cancelled until further notice.
- Friday, May 8 from 11:00 am to 1:00 pm
- Friday, June 12 from 11:00 am to 1:00 pm
www.AnnualCreditReport.com - All consumers are entitled to one FREE credit report annually from each of the national consumer reporting agencies. You can visit www.AnnualCreditReport.com to print your reports or call 1.877.322.8228 and your report(s) will be mailed to you. Credit scores may be added to the free reports for a fee though these may not be FICO scores.
Call 255-5166 to get started!