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Current Class Offerings

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In-Person Classes at OnTrack

Credit: How to Build and Repair Your Credit Score - Find out what credit is and why it’s important, gain understanding about what affects your credit score, and learn methods to build and repair your credit score. We'll also leave plenty of time for questions. Bring a note pad to class because there will be plenty of good nuggets to take away! Sign up now.

  • Saturday, January 28 from 9:00 to 10:30 AM
  • Wednesday, February 1 from 12:00 to 1:30 PM
  • Saturday, February 25 from 9:00 to 10:30 PM
  • Wednesday, March 1 from 12:00 to 1:30 PM
  • Saturday, March 25 from 9:00 to 10:30 AM

Money Visioning & Goal Setting - Feeling stuck in your money life? Ready to start thinking about what you want to be different? During this class, you will get a clear picture of your money goals through an interactive visioning exercise. Then, you’ll learn how to create a realistic savings goal and plan the steps needed to reach it! You will leave this class with motivation and tools to start making your best money life a reality. Sign up now.

  • Monday, January 23 from 5:30 to 7:00 PM
  • Monday, February 13 from 12:00 to 1:30 PM
  • Monday, March 20 from 12:00 to 1:30 PM

Live, Interactive Online Classes

Credit: How to Build and Repair Your Credit Score - Find out what credit is and why it’s important, gain understanding about what affects your credit score, and learn methods to build and repair your credit score. We'll also leave plenty of time for questions. Plan to take notes because there will be plenty of good nuggets to take away! Sign up now.

  • Tuesday, January 17 from 5:30 to 7:00 PM
  • Wednesday, February 15 from 5:30 to 7:00 PM
  • Tuesday, March 14 from 5:30 to 7:00 PM

Money Visioning & Goal Setting - Feeling stuck in your money life? Ready to start thinking about what you want to be different? In this live and interactive online class, you will get a clear picture of your money goals through an interactive visioning exercise. Then, you’ll learn how to create a realistic savings goal and plan the steps needed to reach it! You will leave this class with motivation and tools to start making your best money life a reality. This class is all about participation so come prepared with paper, pen (and maybe even crayons and markers if you have them) to jump start your learning. Sign up now.

  • Tuesday, January 10 from 12:00 to 1:30 PM
  • Thursday, February 2 from 5:30 to 7:00 PM
  • Tuesday, February 21 from 5:30 to 7:00 PM
  • March classes TBA

Self-Paced, On-Demand Classes

Start and stop these courses as needed for your schedule. They are available online, anywhere, at any time.

Money Foundations - During this self-paced, on-demand class, you will be introduced to the foundations of basic money management that will help to change your understanding of your personal financial life. This class will teach you how to:

  • Create a realistic monthly budget.
  • Save money regularly to pay for budget-busting expenses that always pop up (like getting new tires) and bigger savings goals like a family vacation.
  • Build a personalized two-month emergency cash flow plan to make sure that you have the money on hand to pay your expenses and bills when they are due.
  • Survive when you don’t have enough money to cover expenses by following six important steps. Sign up now.

Homebuyer Education - An online class through eHome America. This in-depth class explores the process of buying a home, from the early planning stages through closing. You will learn about the roles that the realtor, lender, inspector, and closing attorney play in the process. The course takes an average of 8 hours to complete but you can stop and start as you wish. $100 per household. Sign up now.

Homebuyer Education - WNC Local Supplement - Learn about various steps in the Homebuying process from our expert guest speakers including Lenders, a Home Inspector, a Real Estate Attorney, and a Down Payment Assistance Specialist! This on-demand class takes about an hour and a half to complete. Sign up now.

Debt Payment During Uncertain Times - Financial uncertainty calls for a new approach to managing money and debts. In this pre-recorded class, we discuss how to use different debt repayment strategies when money is tight.  We’ll look at hardship options for different types of debt (such as how to handle your car loan versus your credit card debt) and how to prioritize which debts to pay. Sign up now.

Building Blocks to Wealth - This a free bonus class on Wealth Building from our partners at Freddie Mac. Learn about the building blocks of wealth: accumulate, preserve, protect, and transfer.


Thanks to our Credit Awareness Day and Credit Class Sponsor

  • Anna Booraem
    Anna Booraem
  • Shanae Johnson
    Shanae Johnson
  • Wayne & Jodi Mott
    Wayne & Jodi Mott
  • William Raynor
    William Raynor
  • Lucia Daugherty
    Lucia Daugherty
  • Julie Perley
    Julie Perley
  • Bailey Gartman
    Bailey Gartman
  • Diana Honeycut
    Diana Honeycut
  • Lisa Gaskin
    Lisa Gaskin
  • Carmen Govea
    Carmen Govea
  • Kelly Jackson
    Kelly Jackson
  • Jordan Barlow
    Jordan Barlow
  • Susan Mosley
    Susan Mosley
  • Jessica Turner and Robert Forbes
    Jessica Turner and Robert Forbes
  • Amber Williams
    Amber Williams
  • Emily and Jordan Stanley
    Emily and Jordan Stanley
  • Marie Collins
    Marie Collins
  • Brittany Ferguson
    Brittany Ferguson
  • Latoya Gardner
    Latoya Gardner